TeamSec’s Integrated Credit-to-Capital Model Opens Opportunities in the Türkiye–Gulf Corridor

The model aims to support new financing and investment channels between credit providers and institutional investors across the Türkiye–Gulf corridor

DOHA, QATAR, November 9, 2026 /EINPresswire.com/ -- TeamSec, the financial-infrastructure company backed by Rasmal Ventures, today set out the next stage of its plan to build an integrated rail connecting credit origination to the capital markets — a structural gap that has long kept lenders and institutional investors on opposite sides of the same market. The model aims to support new financing and investment channels between credit providers and institutional investors across the Türkiye–Gulf corridor.
As banks retrench from middle-market lending, non-bank credit has become one of the fastest-growing corners of global finance. Private credit assets under management stood at roughly USD 2.31 trillion in 2026 and are forecast to reach about USD 3.36 trillion by 2031, according to industry research — growth driven precisely by the retreat of traditional bank lending. Yet the plumbing that would let that capital flow efficiently — the infrastructure to originate credit, assess and structure it, and place it with institutional investors — remains fragmented, especially in emerging markets. That fragmentation is the gap TeamSec was built to close.

The timing is geoeconomic as much as technological. As global capital reallocates and Gulf investors look increasingly beyond their borders, Türkiye is actively deepening its capital markets and positioning Istanbul as a regional financial hub for managing global resources. For a company that is building infrastructure to connect Turkish credit origination to international capital markets — with a base in Istanbul and a DIFC Innovation Licence in Dubai- — that realignment is a tailwind. TeamSec sits at the junction of two trends at once: the global shift of credit onto non-bank rails, and the strengthening financial bridge between Türkiye and the Gulf.

TeamSec is building that infrastructure around three capabilities: technology development within TeamSec; credit origination through TeamSec Finance, which holds an operating licence from Türkiye’s Banking Regulation and Supervision Agency (BDDK) and has provided more than USD 50 million in financing; and planned capital markets structuring and distribution through TeamSec Capital, subject to the required regulatory approvals. Since launching in 2022 with securitisation technology — used in its first year in processes involving more than 200,000 loans — the company has expanded into credit origination, risk analytics and portfolio management. The company has since arranged more than USD 2 billion in securitisation.

The latest step came on 23 July 2026, when the Capital Markets Board of Türkiye (CMB) approved the application to establish Teamsec Menkul Değerler AŞ (TeamSec Capital). The approval relates solely to the establishment of the company and does not constitute an operating licence or authorisation to conduct capital markets activities. TeamSec Capital is planned to begin operations next year, subject to obtaining the necessary regulatory approvals, after which the group intends to complete its first end-to-end transaction — credit assets originated by TeamSec Finance, assessed and structured using TeamSec’s technology, then placed with institutional investors through TeamSec Capital.

For TeamSec, the significance is less any single approval than the architecture coming together. “The gap between where credit is created and where capital is raised has defined this market for decades, and closing it is an infrastructure problem, not a product one,” said Esad Erkam Köroğlu, TeamSec’s Founder and CEO. “We have spent four years building each layer — the technology, the licensed origination, and now the foundations of a capital markets capability — so that one day an asset can move from a loan on a lender’s book to a security in an investor’s portfolio on a single, transparent rail.”

For Rasmal Ventures, which backed TeamSec alongside Deniz Ventures in a USD 7.6 million round in 2025, the company is a direct expression of the firm’s thesis. “Some of the most valuable companies of the next decade will be the ones building the financial infrastructure the region has been missing, and TeamSec is doing exactly that at the point where Türkiye and the Gulf are converging,” said Soumaya Ben Beya Dridje, Partner at Rasmal Ventures. “Turkish founders are among the most capital-efficient in the world, and TeamSec pairs that discipline with a credible path into Gulf capital. That is precisely the kind of company we are built to back — and to help cross the corridor.”

About TeamSec
TeamSec is an Istanbul-based financial-infrastructure company founded in 2022 to connect credit origination with the capital markets. It develops proprietary technology for analysing, structuring and securitising credit portfolios, and operates across three capabilities: technology development within TeamSec; licensed credit origination through TeamSec Finance (regulated by the BDDK); and planned capital markets structuring and distribution through TeamSec Capital, subject to the required regulatory approvals. The company holds a DIFC Innovation Licence in Dubai.

About Rasmal Ventures
Rasmal Ventures is Qatar’s first institutionally backed investment firm, trusted by sovereign wealth funds including the Qatar Investment Authority (QIA). Investing across MENA, Türkiye and Asia, Rasmal connects Gulf capital and market access with high-growth founders, validating Gulf market access before committing capital. Its partners have previously delivered a 5x fund return and advised some of the region’s most significant technology exits, including Careem and Snoonu.

TAREK AHMED
Narrative One